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Private banks and Wealth managers

Amundi Technology provides private banks, retail banks, wealth managers, and multi family offices with cutting-edge technological solution and digital tools.

Client expectations and key challenges

  • Flexible, cross-asset, and easy-to-use solution smoothly integrable with complex systems and processes;
  • Automated management of model portfolio driven allocation supporting DPM mandate targeting both the retail and the private banking segment;
  • Tools supporting the private banker build constraints, and construct tailor-made allocation for the most complex client financial architecture;
  • Unique solution facilitating the use of a platform for the banker, the management, the middle office and compliance;
  • Intuitive web interface helping the implementation and onboarding of the teams as part of the change management due to the rollout of our solution;
  • Modular platform enabling the bank to pick and choose the relevant capabilities to support their needs depending on the targeted client segment.

Solution description

ALTO* Wealth & Distribution for the private banker and the wealth manager offers the ability to the banker to manage client portfolios in a fully discretionary way. The construction of constraints combined with our portfolio optimizer offers a unique tailor-made client allocation in a highly automated way while ensuring the adequacy between the client risk profile and his allocation while taking into account the bank client vision in term of strategic asset allocation capturing market changes. 

The solution allows the banker to build customized financial architecture to demonstrate the value delivered to the client. Our risks and analytics capabilities combined with the end-to-end management of investment proposals bring all the necessary tools to help the banker explain the benefit of new allocations. The solution aims to help the banker prioritize his activities supported by alerts and communication tools between the bankers teams and the CIO office. Users can build additional constraints to ensure allocation and investment universe are in line with the CIO team view of the market.

Key features and functional coverage

  • CIO Office: wealth manager 360° view on business activity, allocation an risk;
  • A platform for bankers: leveraged call to action oriented dashboards to focus on the highest and most value added activities;
  • Agile and flexible solution: tailor-made reporting offering more transparency, consideration of the non-financial data, assets, client preferences.

Client testimonial: Société Générale Gestion

Société Générale Gestion uses Amundi Technology’s products and services since 2013.

“ALTO* Wealth & Distribution covers all of our business needs and supports our teams throughout the client relationships. Our portfolio managers, sales representatives, middle office, risk, and compliance teams use it every day. This solution enables us to manage all of our daily tasks within a single work environment, which is a real source of productivity and operational performance.”

Martial VUILLOT, Chief Operating Officer of Société Générale Gestion

* Amundi Leading Technologies & Operations